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2. The pros and cons of taking out a 401(k) loan - AOL

   www.aol.com/finance/pros-cons-taking-401-k...

   For example, if you had a 401(k) loan balance and left your employer in January 2024, you’ll have until April 15, 2025 to repay the loan to avoid default and any tax penalty for the early ...

3. Substantially Equal Periodic Payments (SEPP), explained - AOL

   www.aol.com/finance/substantially-equal-periodic...

   However, early retirees can still access their funds by taking what is known as substantially equal periodic payments (SEPP) in an IRA, 401(k), 403(b) or other qualified retirement account without ...

4. I'm Going to Start Making Withdrawals From My Retirement ...

   www.aol.com/retirement-account-withdrawals...

   For example, say you withdraw $50,000 from your 401(k) for the year. You also have the $17,850 in taxable Social Security benefits. Your taxable earnings are now $67,850 which, in 2023, would put ...

5. Pros and Cons of Prioritizing Retirement Savings Over an ...

   www.aol.com/finance/pros-cons-prioritizing...

   Funding your retirement with pre-tax dollars: IRAs, 401(k)s and 403(b)s are some examples of accounts that offer tax advantages for your retirement savings. By saving for retirement, you lower ...

6. 401(k) Alternatives: How To Save for Retirement Without a 401(k)

   www.aol.com/finance/build-wealth-without-using...

   A company-sponsored 401(k) plan is just one option to save for retirement. If you work for a company that doesn't offer a 401(k), or if you are self-employed and don't have access to a group ...

7. 401(k) withdrawal rules: What to know before cashing out ...

   www.aol.com/finance/what-are-401k-withdrawal...

   The federal Employee Retirement Income Security Act of 1974 — or ERISA — prevents creditors from making claims against funds in retirement accounts like 401(k)s, protecting the money you paid ...