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2. Mortgage application: What’s included and how to prepare - AOL

   www.aol.com/finance/mortgage-application...

   With many mortgage lenders, you can apply for a mortgage online and complete the process in 45 minutes or less — if you have all of your information ready beforehand. That’s a big if, of course.

3. How to get a mortgage - AOL

   www.aol.com/finance/mortgage-180956822.html

   Step 8: Submit your loan application. If you’ve found a home you’re interested in purchasing, you’re ready to complete a mortgage application. These days, you can complete most applications ...

4. How To Apply For a Mortgage: 11 Steps to Homeownership - AOL

   www.aol.com/finance/apply-mortgage-11-steps...

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5. First-time homebuyer guide - AOL

   www.aol.com/finance/first-time-homebuyer-guide...

   Here are our in-depth guides to the loan application: Ins and outs of a mortgage application. How to read a mortgage loan estimate. Questions to expect from a mortgage lender. Step 9: Hire a home ...

6. How to get preapproved for a mortgage - AOL

   www.aol.com/finance/preapproved-mortgage...

   A preapproval indicates that you qualify for financing, and the lender is prepared to move forward with the loan as long as the home meets certain criteria — and your financial situation doesn ...

7. PSA prepayment model - Wikipedia

   en.wikipedia.org/wiki/PSA_prepayment_model

   Are less likely to refinance into a new mortgage, and Are less likely to make extra payments of principal. The standard model (also called "100% PSA") works as follows: Starting with an annualized prepayment rate of 0.2% in month 1, the rate increases by 0.2% each month, until it reaches 6% in month 30.

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9. How many mortgage lenders should I apply to? - AOL

   www.aol.com/finance/many-mortgage-lenders-apply...

   Step 3. Understand all application costs. ... Use our free mortgage calculator to estimate your monthly mortgage payments. Visit the calculator . Step 4. Gather documents for your application.