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  2. What is a credit reporting agency? - AOL

    www.aol.com/finance/credit-reporting-agency...

    Credit reporting agencies are also known as credit bureaus or consumer reporting agencies. The three main credit bureaus in the United States are Equifax, Experian and TransUnion, but lesser-known ...

  3. What Are the 3 Major Credit Bureaus and How Do They Work? - AOL

    www.aol.com/finance/3-major-credit-bureaus...

    Review these eight facts about the three major credit bureaus, then figure out how to improve your credit score so you get the best credit report possible. 1. The 3 Credit Bureaus Work the Same Way

  4. What Do Credit Reporting Agencies Do? - AOL

    www.aol.com/news/economy-explained-credit...

    The United States has three major credit reporting agencies: Equifax, Experian and TransUnion. More Economy Explained: What Is the GDP - and What Does It Have to Do With You? "They are for-profit...

  5. Big Three (credit rating agencies) - Wikipedia

    en.wikipedia.org/wiki/Big_Three_(credit_rating...

    In the wake of the financial crisis, the Financial Crisis Inquiry Report [6] called out the "failures" of the Big Three rating agencies as "essential cogs in the wheel of financial destruction". According to the Financial Crisis Inquiry Commission, [7] The three credit rating agencies were key enablers of the financial meltdown.

  6. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    Current reporting standards accepted by the four U.S. CRAs are Metro and Metro2. The Metro2 standard is defined in the annual CDIA publication, the Credit Reporting Resource Guide. Consumers are entitled to a free annual credit report from each of the three nationwide consumer reporting agencies, Equifax, Experian and TransUnion.

  7. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    These credit reports do not contain credit scores from any of the three agencies. The three credit bureaus run Annualcreditreport.com, where users can get their free credit reports. Non-FICO credit scores are available as an add-on feature of the report for a fee. This fee is usually $7.95, as the FTC regulates this charge through the Fair ...

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