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  2. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Once a loan is repaid, under the new law, the borrower must wait 10 days before obtaining another payday loan. The law allows the term of a loan to run from 14 to 35 days, with the fees capped at $15.50 for each $100 borrowed [27] 58-15-33 NMSA 1978. There is also a 50-cent administrative fee to cover costs of lenders verifying whether a ...

  3. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  4. 17 legitimate ways to get money fast - AOL

    www.aol.com/finance/17-legitimate-ways-money...

    A pawn shop loan is a type of instant loan where you exchange your valuables for instant cash. Typical items accepted at pawn shops are jewelry, watches, electronics or musical instruments.

  5. Cash out refinancing - Wikipedia

    en.wikipedia.org/wiki/Cash_out_refinancing

    The difference between cashout refinancing and a home equity loan are as follows: A home equity loan is a separate loan on top of a first mortgage. A cash-out refinance is a replacement of a first mortgage. The interest rates on a cash-out refinancing are usually, but not always, lower than the interest rate on a home equity loan.

  6. Cash-out refinance vs. home equity loans: Which is best in ...

    www.aol.com/finance/cash-out-refinance-vs-home...

    Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, consolidate debt or support education expenses. Includes pros ...

  7. What are instant loans? Everything you need to know - AOL

    www.aol.com/finance/instant-loans-everything...

    Depending on your state laws, these short-term loans are available in a few varieties: payday loans, pawn shop loans and car title loans. Payday loans. Also called a cash advance, a payday loan ...

  8. Cash App - Wikipedia

    en.wikipedia.org/wiki/Cash_App

    Cash App (formerly Square Cash) is a digital wallet for American consumers. [2] Launched by Block, Inc. in 2013, it allows users to send, receive or save money, access a debit card, invest in stocks or bitcoin, [3] apply for personal loans, [4] and file taxes. [5] As of 2024, Cash App reports 57 million users and $283 billion in annual inflows ...

  9. Home equity loan or HELOC vs. cash-out mortgage refinance - AOL

    www.aol.com/finance/home-equity-loan-heloc-vs...

    The most popular fall into two categories: home-secured loans, including a lump-sum home equity loan or a home equity line of credit (HELOC), and a type of mortgage called a cash-out refinance.

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