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2. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   Lenders do not conduct a hard credit check or review your credit history with a no-credit-check loan. The application review process and decisions for no-credit-check loans are based on other ...

3. Is no credit better than bad credit? - AOL

   www.aol.com/finance/no-credit-better-bad-credit...

   That makes lenders nervous and increases the chances they will deny you for credit like a car loan, credit card or mortgage. Plus, even if issuers do approve you with no credit history, you’ll ...

4. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   Although there is variation from country to country and even in regions within country, consumer debt is primarily made up of home loans, credit card debt and car loans. [3] Credit counseling includes an array of services to address consumer debt that is not within the debtor's ability to pay, such as education about credit personal finance ...

5. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital.

6. Is no credit better than bad credit? - AOL

   www.aol.com/finance/no-credit-better-bad-credit...

   No credit means you don’t have enough credit-related activity to generate a credit score, but bad credit means there are blemishes on your credit report. Whether you have no credit or bad credit ...

7. Ally Financial - Wikipedia

   en.wikipedia.org/wiki/Ally_Financial

   Ally Financial Inc. (known as GMAC until 2010) is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan.The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease ...