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The Equal Credit Opportunity Act (ECOA) of 1974, implemented by Regulation B, requires creditors which regularly extend credit to customers—including banks, retailers, finance companies, and bank-card companies—to evaluate candidates on creditworthiness alone, rather than other factors such as race, color, religion, national origin, or sex ...
MLO federal registrations are recorded in the Nationwide Mortgage Licensing System and Registry (NMLS). You can visit the NMLS consumer database to confirm your MLO’s registration.
The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.
Office of Regulation Management eRulemaking Program Management Office [ 1 ] Regulations.gov is a U.S. Federal government web site that acts as an " Internet portal and document repository" [ 2 ] that allows members of the public to participate in the rulemaking processes of some Federal government agencies.
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A sign is seen at a press conference held by the Congressional Progressive Caucus on the activities of Elon Musk's Department of Government Efficiency at the U.S. Capitol on February 06, 2025 in ...
WASHINGTON — In what appears to be yet another move to consolidate parts of the federal government, President Donald Trump has appointed Treasury Secretary Scott Bessent as the acting director ...
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