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Initial dataset publications are referred to as the Modified LAR and are available on 3/31 of each calendar year. [31] Later in the year additional datasets are published including the Snapshot, [32] a point in time copy of HMDA of all three annual HMDA datasets, and Dynamic, TS and LAR files that are updated weekly.
The HMDA requires "most lenders to identify the race, sex, and income of loan applicants and borrowers", [3] so the FFIEC is able to deduce things like "the number of mortgages issued to black and Hispanic borrowers rose sharply", as it did in 1993. [5] In 2006, the State Liaison Committee was added to the Council as a voting member. [6]
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HMDA may refer to: Home Mortgage Disclosure Act; Hyderabad Metropolitan Development Authority, an expanded urban planning agency of the city of Hyderabad, India;
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n.o.s. = not otherwise specified meaning a collective entry to which substances, mixtures, solutions or articles may be assigned if a) they are not mentioned by name in 3.2 Dangerous Goods List AND b) they exhibit chemical, physical and/or dangerous properties corresponding to the Class, classification code, packing group and the name and description of the n.o.s. entry [2]
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