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The authority of the United States Department of the Treasury to establish and manage TARP under a newly created Office of Financial Stability became law October 3, 2008, the result of an initial proposal that ultimately was passed by Congress as H.R. 1424, enacting the Emergency Economic Stabilization Act of 2008 and several other acts. [8] [9]
The majority of homeless people in the United States have been homeless for less than one year; two surveys by YouGov in 2022 and 2023 found that just under 20 percent of Americans reported having ever been homeless. The main contributor to homelessness is a lack of housing supply and rising home values.
Homelessness, also known as houselessness or being unhoused or unsheltered, is the condition of lacking stable, safe, and functional housing.It includes living on the streets, moving between temporary accommodation with family or friends, living in boarding houses with no security of tenure, [1] and people who leave their homes because of civil conflict and are refugees within their country.
The first qui tam case under the amended False Claims Act was filed in 1987 by an eye surgeon against an eye clinic and one of its doctors, alleging unnecessary surgeries and other procedures were being performed. [18] The case settled in 1988 for a total of $605,000. However, the law was primarily used in the beginning against defense contractors.
In 1989 the RTC disposed of 37 thrifts at a cost of $51 billion, which came under fire from congressional leadership. The next year, 1990, saw the sale of 315 institutions at a cost of $20 billion. Congress, although criticizing the RTC for its ballooning staff, appropriated an additional $30 billion in March 1991. [84]
The U.S. home ownership rate in Q1 2018 was 64.2%, well below the all-time peak of 69.2% set in Q4 2004 during a housing bubble. Millions of homes were lost to foreclosure during the Great Recession of 2007–2009, bringing the ownership rate to a trough of 62.9% in Q2 2016. The average ownership rate from 1965 to 2017 was 65.3%.
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