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  2. Here’s the withdrawal rate American retirees need to start ...

    www.aol.com/finance/withdrawal-rate-american...

    A new report from Morningstar recommends the safe withdrawal rate for retirees in 2025 is a mere 3.7% — a significant adjustment from the decades-old 4% rule that had dominated retirement planning.

  3. Is the 4% Rule Now the 8% Rule for Retirees? - AOL

    www.aol.com/4-rule-now-8-rule-191128668.html

    Adapting withdrawal rates and considering alternative strategies like dynamic withdrawals or the bucket approach may offer the best path to a secure and fulfilling retirement.

  4. How retirees can safely withdraw more from savings - AOL

    www.aol.com/finance/retirees-safely-withdraw...

    The new withdrawal rate is based on a conservative retirement savings portfolio that consists of 20% to 40% in stocks, 10% in cash, and the rest in bonds with a 30-year time horizon, according to ...

  5. The 4% rule for retirement: Is it time to rethink this ... - AOL

    www.aol.com/finance/4-percent-rule-retirement...

    Is a 4% withdrawal rate still a good retirement rule of thumb? ... Savings interest rates today: Best accounts still paying up to 4.75% APY after Fed rate pause — Jan. 30, 2025; AOL.

  6. Is it time to rethink the 4% retirement withdrawal rule ... - AOL

    www.aol.com/news/time-rethink-4-retirement...

    Financial planner William Bengen first identified the 4% rate as a sweet spot for safe withdrawals in 1994. Since then, the world — and retirement — has changed.

  7. Retirees can safely withdraw more in 2023 and not run ... - AOL

    www.aol.com/finance/retirees-safely-withdraw...

    A new recommendation puts that figure at 3.8% with a 30-year time horizon, according to researchers at Morningstar Inc., a half-point higher than the 3.3% withdrawal they recommended in 2022 due ...

  8. What is the 4% rule for retirement withdrawals? - AOL

    www.aol.com/finance/4-rule-retirement...

    The 4% rule is a popular retirement withdrawal strategy that suggests retirees can safely withdraw the amount equal to 4% of their savings during the year they retire and then adjust for inflation ...

  9. Are Advisors Recommending a 4% Withdrawal Rate in 2023? - AOL

    www.aol.com/finance/advisors-eye-whether...

    The 4% rule for calculating portfolio withdrawals has been a tool advisors use to help clients plan for retirement since its inception in the 1990s. In that time, it's become perhaps the most well ...

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