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  2. What is a debt consolidation loan — and can it help you lower ...

    www.aol.com/finance/what-is-a-debt-consolidation...

    The best time to use a loan for debt consolidation is when interest rates fall lower than they were when you first took on your debt — especially if you’re consolidating other personal loans.

  3. 4 types of debt you can consolidate

    www.aol.com/finance/3-types-debt-consolidate...

    Debt consolidation can make repayment easier by consolidating multiple accounts into a single one. Consolidating debt can save you money on interest and help you get out of debt faster, depending ...

  4. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That said, interest rates on debt consolidation loans range from about 7.5 percent to 36 ...

  5. How interest rate changes affect debt - AOL

    www.aol.com/finance/interest-rate-changes-affect...

    When rates rise, the total amount of debt you pay on any new debt increases. When interest rates fall, you pay less. Interest rate changes: short-term vs. long-term debt

  6. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Lower interest rates: Depending on your credit score, you could find yourself paying a lower interest rate through a debt consolidation loan or credit card transfer. A lower interest rate means ...

  7. How does debt consolidation work? Answers from someone who’s ...

    www.aol.com/finance/debt-consolidation-loans...

    Debt consolidation loans generally have terms between one and seven years, and many will let you consolidate up to $50,000. But debt consolidation isn’t the only way borrowers can use personal ...

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