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  2. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Forgivable loans: A second mortgage you won’t have to pay back so long as you stay in the home for a certain amount of time (the exact period depends on the program) and stay up-to-date with ...

  3. Do you qualify for homebuyer assistance? You might — even if ...

    www.aol.com/finance/can-i-qualify-for-homebuyer...

    The federal government has several loan programs you can apply for through approved mortgage lenders. Each mortgage lender has its own qualification requirements, but they're generally more ...

  4. First-time homebuyer guide - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    Step 8: Apply for the mortgage. If the seller accepts your offer, it’s time to apply for your mortgage. This isn’t the same process as getting preapproved, but they are similar. Here are our ...

  5. Income requirements to qualify for a mortgage - AOL

    www.aol.com/finance/income-requirements-qualify...

    You can use many different income sources to qualify for a mortgage, including: Employment income: Base pay or wages, bonuses, commissions, overtime payments and self-employment income.

  6. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    Certain criteria must be met to qualify for HARP. While there may be additional criteria imposed by the mortgage servicer, the government requirements are as follows: [6] [4] The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. Many homeowners are unaware that their mortgages are linked to one of these organizations, since ...

  7. Mortgage application: What’s included and how to prepare - AOL

    www.aol.com/finance/mortgage-application...

    With many mortgage lenders, you can apply for a mortgage online and complete the process in 45 minutes or less — if you have all of your information ready beforehand. That’s a big if, of course.

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