enow.com Web Search

Search results

1. Results from the WOW.Com Content Network

2. California Department of Financial Protection and Innovation

   en.wikipedia.org/wiki/California_Department_of...

   The department operates under the California Business, Consumer Services and Housing Agency. The DFPI protects California consumers and oversees the operations of state-licensed financial institutions, including banks, credit unions, debt collectors, nonbank mortgage lenders, student loan servicers, money transmitters, and others. Additionally ...

3. Predatory lending - Wikipedia

   en.wikipedia.org/wiki/Predatory_lending

   Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as ...

4. Truth in Lending Act - Wikipedia

   en.wikipedia.org/wiki/Truth_in_Lending_Act

   The Truth in Lending Act was originally Title I of the Consumer Credit Protection Act, Pub. L. 90–321, 82 Stat. 146, enacted May 29, 1968. [2] The regulations implementing the statute, which are known as "Regulation Z", are codified at 12 CFR 226. Most of the specific requirements imposed by TILA are found in Regulation Z, so a reference to ...

5. Equity stripping - Wikipedia

   en.wikipedia.org/wiki/Equity_stripping

   Additionally, some do consider equity stripping, in essence, a form of predatory lending since the scam works essentially like a high-cost and risky refinancing. Equity stripping, however, is conducted almost always by local agents and investors, while traditional predatory lending is carried out by large banks or national companies. [3]

6. Impossibly high home prices are ‘feudalizing’ California as ...

   www.aol.com/finance/impossibly-high-home-price...

   The report pointed out that all of the "impossibly unaffordable" cities follow urban planning policies favoring more density, and recommended that cities open up the availability of land to reduce ...

7. For first time, California civil rights officials file ... - AOL

   www.aol.com/news/first-time-california-civil...

   For premium support please call: 800-290-4726 more ways to reach us

8. California Civil Rights Department - Wikipedia

   en.wikipedia.org/wiki/California_Civil_Rights...

   The California Civil Rights Department (CRD), formerly known as the Department of Fair Employment and Housing (DFEH), is an agency of California state government charged with the protection of residents from employment, housing and public accommodation discrimination, and hate violence.

9. Subprime crisis background information - Wikipedia

   en.wikipedia.org/wiki/Subprime_crisis_background...

   Ten states accounted for 74% of the foreclosure filings during 2008; the top two (California and Florida) represented 41%. Nine states were above the national foreclosure rate average of 1.84% of households. [30] U.S. Subprime lending expanded dramatically 2004–2006.