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2. Does refinancing a mortgage affect your property taxes? - AOL

   www.aol.com/finance/does-refinancing-mortgage...

   Let’s say your home’s assessed value on your most recent property tax bill was $368,000, while the appraised value for the refinance is $430,000. Your property taxes would be calculated using ...

3. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   It may help to use a mortgage refinance calculator to figure out monthly payments. ... and you’ll need to pay for home-selling expenses and fees. ... the IRS excludes gifts of up to $18,000 from ...

4. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   Refinancing a mortgage involves swapping out your current home loan for a new one, often with a different rate and term. The process is similar to when you initially purchased your home. Our ...

5. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   Mortgage calculators can be used to answer such questions as: If one borrows $250,000 at a 7% annual interest rate and pays the loan back over thirty years, with $3,000 annual property tax payment, $1,500 annual property insurance cost and 0.5% annual private mortgage insurance payment, what will the monthly payment be? The answer is $2,142.42.

6. Good faith estimate - Wikipedia

   en.wikipedia.org/wiki/Good_faith_estimate

   Lenders estimate these costs, and you should not consider one lender to be more expensive than another just because their estimate is higher. Costs that don't vary across lenders: Property taxes, Recording fees, Transfer taxes, Tax stamp fees, HOA fees, County fee. These do not vary by lender or provider, and if they are different from one loan ...

7. What is PITI? - AOL

   www.aol.com/finance/piti-170744787.html

   To have the most accurate estimate of your property taxes, contact the area’s tax assessor and request a past record. ... loans with a down payment under 20 percent and all FHA loans. HOA fees ...

8. How to get a low-cost mortgage refinance - AOL

   www.aol.com/finance/low-cost-mortgage-refinance...

   Your lender has to provide you with a complete rundown of the fees in your loan estimate. You can also find out which fees are negotiable so you can best navigate low-cost refinancing.

9. How to get the best refinance rate on your mortgage - AOL

   www.aol.com/finance/best-refinance-rate-mortgage...

   While shorter loans, such as a 10-year fixed or 15-year fixed, carry lower rates than longer loans, the tradeoff is much higher payments — and that can be problematic if a job loss occurs.