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  2. What are guaranteed mortgage loans? - AOL

    www.aol.com/finance/guaranteed-mortgage-loans...

    Guaranteed loans are most often backed by the U.S. government, ... Lower down payment: A guarantee for a home loan often incentivizes lenders to accept a larger loan-to-value ...

  3. Mortgage rate locks: What they are, how they work - AOL

    www.aol.com/finance/what-is-mortgage-rate-lock...

    You’ll usually pay 0.25% to 1% of your loan amount for a rate lock, depending on the lender. On a $400,000 mortgage loan, that’s the equivalent of paying from $1,000 to $4,000.

  4. Guaranteed Rate - Wikipedia

    en.wikipedia.org/wiki/Guaranteed_Rate

    Guaranteed Rate Companies, doing business as Rate, is a U.S. residential mortgage company headquartered in Chicago, Illinois. [2] Founded in 2000 by Victor Ciardelli, the company had $55 billion in funded volume in 2022, down 25% since 2020. [3]

  5. What is a mortgage? A definitive guide for aspiring homeowners

    www.aol.com/finance/mortgage-definitive-guide...

    Conventional loans – A conventional mortgage is not backed by the government or government agency; instead, it is made and guaranteed through a private-sector lender (bank, credit union ...

  6. Loan guarantee - Wikipedia

    en.wikipedia.org/wiki/Loan_guarantee

    The loans are made by private lenders with the caveat that the government will pay off the loans if the company defaults on them. Chrysler did not go into default. Another example was the creation of the Emergency Loan Guarantee Board to administer $250 million in US government loan guarantees made to private lenders on behalf of Lockheed in 1971.

  7. Banker's acceptance - Wikipedia

    en.wikipedia.org/wiki/Banker's_acceptance

    The drawee stamps ACCEPTED on the draft and is thereafter obligated to make the specified payment when it is due. If the drawee is a bank, the acceptance is called a banker's acceptance. Bankers acceptances are considered eligible collateral under the Treasury Tax & Loan (TT&L) Program under 31 CFR part 203

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