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  2. How much boat can I afford? 3 steps to calculate your budget

    www.aol.com/finance/much-boat-afford-3-steps...

    Key takeaways. Your credit score, current debts and income will all influence how much boat loan you can afford. Use a boat loan calculator or prequalify with multiple lenders to get a grasp on ...

  3. How much boat can I afford? 4 steps to find your budget - AOL

    www.aol.com/finance/much-boat-afford-4-steps...

    Step 1: Check your credit score. Just like with any other loan, your credit score plays a key role when getting a boat loan. Most lenders use your score to determine your approval odds and ...

  4. Is it hard to get a boat loan? It depends on these factors - AOL

    www.aol.com/finance/consider-getting-boat-loan...

    But there are a few considerations to weigh in before applying for a boat loan. 1. Your credit. Most boat loans are issued based on credit. The higher your credit score, the better your chances of ...

  5. Boat loans for older boats vs. new boats: What you need to know

    www.aol.com/finance/boat-loans-older-boats-vs...

    Most boat loan lenders require a good to excellent credit score for approval. Use a boat loan calculator to estimate payments to make sure they fit your budget. Add in a buffer for origination ...

  6. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    A credit score is primarily based on credit report information, typically from one of the three major credit bureaus: Experian, TransUnion, and Equifax. Income and employment history (or lack thereof) are not considered by the major credit bureaus when calculating credit scores. There are different methods of calculating credit scores.

  7. Risk-based pricing - Wikipedia

    en.wikipedia.org/wiki/Risk-based_pricing

    It has been in use for many years as lenders try to measure loan risk in terms of interest rates and other fees. The interest rate on a loan is determined not only by the time value of money, but also by the lender's estimate of the probability that the borrower will default on the loan. [1] A borrower who the lender thinks is less likely to ...

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