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2. 0% APR car deals: Are they worth it? - AOL

   www.aol.com/finance/0-apr-car-deals-worth...

   A 0 percent APR or interest-free auto deal essentially means you borrow money for free. Your monthly payments reimburse the lender for the money it paid the auto dealer, but no extra money from ...

3. What is a 0% intro APR card? Your essential guide to ... - AOL

   www.aol.com/finance/intro-apr-cards-001631619.html

   A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...

4. 12 New Year's Resolutions That Can Help Save Money

   www.aol.com/12-years-resolutions-help-save...

   8. Transfer Your Credit Card Balance to a 0% APR Card. If you’re paying down debt, one of the best ways to fast-track that is to transfer your existing balance to a card with 0% APR. These ...

5. 0% finance - Wikipedia

   en.wikipedia.org/wiki/0%_finance

   The financial mathematics behind the 0% finance scheme is somewhat complex, as the calculation differs with respect to the type of product and the country. [1] These deals are offered by finance companies or banks in conjunction with a manufacturer or dealer network. The schemes offer "zero percent" finance, where a customer pays for the ...

6. Representative APR - Wikipedia

   en.wikipedia.org/wiki/Representative_APR

   This was implemented in the UK by the Consumer Credit (EU Directive) Regulations 2010, which came into force for all UK companies on 1 February 2011. While the Directive is similar to the existing policies adopted in the UK, there are a couple of major changes. One of the most important of these is introduction of a ‘Representative APR’.

7. Egg Banking - Wikipedia

   en.wikipedia.org/wiki/Egg_Banking

   Egg was an internet bank headquartered in Derby, that is now a trading name of Yorkshire Building Society. [1] Egg was born out of the banking arm in the United Kingdom of Prudential plc, which was established in 1996, and the Egg brand was launched in October 1998.

8. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   With the 0 percent APR credit card, you’d save $771.90, even with the 3 percent balance transfer fee factored in. Not only that, but you’d become debt-free three months faster by using the ...

9. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   Similarly, a loan taken out to buy a car may be secured by the car. The duration of the loan is much shorter – often corresponding to the useful life of the car. There are two types of auto loans, direct and indirect. In a direct auto loan, a bank lends the money directly to a consumer.