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  2. Does homeowners insurance cover water damage? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    However, if your roof leaks while it is raining, resulting in damage to your furniture, your claim will likely be denied if the roof is old and shows signs of neglect.

  3. Does homeowners insurance cover plumbing? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Whether your insurance policy will cover leaks or broken pipes depends on the circumstances. If a plumbing issue or leak occurs suddenly and by accident, homeowners insurance usually provides ...

  4. Roof insurance: ACV vs. replacement cost - AOL

    www.aol.com/finance/roof-insurance-acv-vs...

    Some insurance policies may give you the option to choose between ACV or replacement cost value (RCV), but if your roof is past a certain age (generally 15 to 20 years old), your insurer may ...

  5. Water damage - Wikipedia

    en.wikipedia.org/wiki/Water_damage

    An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.

  6. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Home insurance in the United States may differ from other countries; for example, in Britain, subsidence and subsequent foundation failure is usually covered under an insurance policy. [7] United States insurance companies used to offer foundation insurance, which was reduced to coverage for damage due to leaks, and finally eliminated ...

  7. Extended coverage - Wikipedia

    en.wikipedia.org/wiki/Extended_coverage

    Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.

  8. The dos and don’ts of hurricane cleanup for insurance claims

    www.aol.com/finance/dos-don-ts-hurricane-cleanup...

    Your policy’s exclusions: Not all home insurance policies cover the same types of damage. Your claim could look different depending on the perils included or excluded from your policy.

  9. What happens when your home insurance lapses - AOL

    www.aol.com/finance/happens-home-insurance...

    A single missed insurance bill, failed automatic payment or an outdated mortgagee clause listed on policy documents are all possible reasons for a lapse, but the result is the same and could ...

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