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2. Single-tier banking system - Wikipedia

   en.wikipedia.org/wiki/Single-tier_banking_system

   The Soviet Union was the first jurisdiction to implement a single-tier banking system, which took shape as part of the New Economic Policy in the early 1920s following the financial dislocation of the first few years following the Russian Revolution, during which all banks' assets were nationalized and liabilities canceled in late 1917 and banking was declared a state monopoly.

3. Banking in the United States - Wikipedia

   en.wikipedia.org/wiki/Banking_in_the_United_States

   Bank mergers can happen for many reasons in normal business: for example, to create a single larger bank in which operations of both banks can be streamlined; to acquire another bank's brands; or due to regulators closing the institution due to unsafe and unsound business practices or inadequate capitalization and liquidity. Banks may not go ...

4. History of banking in the United States - Wikipedia

   en.wikipedia.org/wiki/History_of_banking_in_the...

   In 1791, Congress chartered the First Bank of the United States.The bank, which was jointly owned by the federal government and private stockholders, was a nationwide commercial bank which served as the bank for the federal government and operated as a regular commercial bank acting in competition with state banks.

5. Central bank - Wikipedia

   en.wikipedia.org/wiki/Central_bank

   Any cartel of banks is particularly closely watched and controlled. Most countries control bank mergers and are wary of concentration in this industry due to the danger of groupthink and runaway lending bubbles based on a single point of failure, the credit culture of the few large banks.

6. Single-dealer platform - Wikipedia

   en.wikipedia.org/wiki/Single-Dealer_Platform

   A single-dealer portal is a stand-alone service provided by a bank for trading a specific set of products in one asset class, and is usually narrow in scope. A single-dealer platform, by contrast, is a broad layer of software that allows a bank to offer integrated information and trading across most or all of its businesses.

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9. Single point of failure - Wikipedia

   en.wikipedia.org/wiki/Single_point_of_failure

   A single point of failure (SPOF) is a part of a system that, if it fails, will stop the entire system from working. [1] SPOFs are undesirable in any system with a goal of high availability or reliability , be it a business practice, software application, or other industrial system.