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  2. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). [2] Roughly 30% of new vehicles during the same time period were leased. [2] There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly.

  3. Effects of the 2008–2010 automotive industry crisis on the ...

    en.wikipedia.org/wiki/Effects_of_the_2008–2010...

    The auto industry is a key component of the U.S. economy. Economists used 2007–2008 data to build estimates of what a shutdown would cost in summer 2008, in order to set benchmarks to help policy makers understand the impact of bankruptcies. Such estimates were widely discussed among policy makers in late 2008. [40]

  4. Earnings before interest, taxes, depreciation and amortization

    en.wikipedia.org/wiki/Earnings_before_interest...

    A company's earnings before interest, taxes, depreciation, and amortization (commonly abbreviated EBITDA, [1] pronounced / ˈ iː b ɪ t d ɑː,-b ə-, ˈ ɛ-/ [2]) is a measure of a company's profitability of the operating business only, thus before any effects of indebtedness, state-mandated payments, and costs required to maintain its asset ...

  5. 5 costs to consider before leasing a car - AOL

    www.aol.com/5-costs-consider-leasing-car...

    Comparable to interest costs in mortgage payments, it's sometimes called a lease factor, lease fee, or factor. For those seeking to lease a car, a good credit rating will help lower the money factor.

  6. Collateralized loan obligation - Wikipedia

    en.wikipedia.org/wiki/Collateralized_loan_obligation

    The reason behind the creation of CLOs was to increase the supply of willing business lenders, so as to lower the price (interest costs) of loans to businesses and to allow banks more often to immediately sell loans to external investor/lenders so as to facilitate the lending of money to business clients and earn fees with little to no risk to themselves.

  7. Yellen says Trump's tariffs could derail US inflation ... - AOL

    www.aol.com/yellen-says-trumps-tariffs-could...

    The Biden administration turned in a $1.83 trillion budget deficit for the 2024 fiscal year ended Sept. 30, the largest outside of the COVID-19 era, as debt interest costs topped $1 trillion for ...

  8. 13 common bank fees you shouldn't be paying — and how to ...

    www.aol.com/finance/avoid-common-bank-fees...

    Discover common bank fees that could be costing you money — and expert tips to avoid them — to save on ... cost: From 3 to 12 months of interest, ... paying off $18,000 in debt in 10 months of ...

  9. Equity (finance) - Wikipedia

    en.wikipedia.org/wiki/Equity_(finance)

    In finance, equity is an ownership interest in property that may be offset by debts or other liabilities. Equity is measured for accounting purposes by subtracting liabilities from the value of the assets owned. For example, if someone owns a car worth $24,000 and owes $10,000 on the loan used to buy the car, the difference of $14,000 is equity.

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