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  2. What Is Discretionary Spending? How You Can Reduce It and ...

    www.aol.com/finance/discretionary-spending...

    Here are some examples that can help you better understand discretionary spending and some easy ways to reduce these non-essential expenditures. 1. Dining out at restaurants or ordering takeout.

  3. 5 Tips To Cut Nonessential Expenses Today and Build Up Your ...

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    Review what subscriptions you’re paying for to avoid unnecessary expenses. Check bank and credit card statements, look through your email inbox, and browse the settings in your phone’s App ...

  4. 10 Expenses Most Likely To Drain Your Checking Account ... - AOL

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    Review these expenses and think about downgrading packages, canceling unnecessary subscriptions and looking for free alternatives. For example, workout at the park or borrow media from the library ...

  5. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    Personal budget in an Excel sheet. Several personal finance softwares and mobile apps have been developed to help people with managing their money. Some of them can be used for budgeting and expense tracking, others mainly for one's investment portfolio. There are both free and paid options.

  6. Petty cash - Wikipedia

    en.wikipedia.org/wiki/Petty_cash

    Examples of petty cash controls include a limit on disbursements and monthly audits by someone other than the custodian. [ 4 ] Use of petty cash is sufficiently widespread that vouchers for use in reimbursement are available at any office supply store.

  7. List of monthly expenses to include in your budget - AOL

    www.aol.com/finance/examples-monthly-expenses...

    Similar to other variable expenses, it may help to average child and pet care costs for the year to estimate the total amount these will take up in a budget. 6. Cell phone

  8. Personal finance - Wikipedia

    en.wikipedia.org/wiki/Personal_finance

    It could include, for example, reducing unnecessary expenses, increasing employment income, or investing in a fixed deposit. Execution: Execution of a financial plan often requires discipline, perseverance and sacrifice. Many people take assistance from professionals such as accountants, financial planners, investment advisers, and lawyers.

  9. 5 Unnecessary Bills You Should Stop Paying in 2024 - AOL

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    See: 10 Expenses Most Likely To Drain Your Checking Account Each Month Find: 6 Genius Things All Wealthy People Do With Their Money. Many times, however, sticking to a budget is easier said than ...

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