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People with very poor credit have a VantageScore between 300 to 499, people with poor credit have a score between 500 to 600, people with fair credit have scores between 601 to 660 and good credit ...
The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]
Nowadays, credit scores have a number of often invisible effects on our lives. Credit scores (and even more dubious "e-scores" determined by private data mining companies) are often used for hiring purposes because employers believe that credit scores are a reliable way to index a person's level of responsibility.
Data for 1985 and on are for seniors who graduated in the year shown and had taken the ACT in their junior or senior years. Data for 2013 and on includes extended-time test takers. Possible scores on each part of the ACT range from 1 to 36.
FICO Credit Score Ranges . Excellent/Exceptional. 800-850. Very good. 740-799. Good. 670-739. Fair. 580-669. Very poor. 300-579
500 credit score. 700 credit score. Interest rate. 17.63 percent. 8.59 percent. Monthly Payment. $630. $514. Total interest paid. $12,789. $5,844
2005 distribution of ACT scores. The following chart shows, for each ACT score from 11 to 36, the corresponding ACT percentile and equivalent total SAT score or score range. [56] [failed verification] (Concordance data for ACT scores less than 11 is not yet available for the current version of the SAT.) Note that ACT percentiles are defined as ...
Having great credit can help you qualify for future loans, like auto loans and mortgages. A good credit score can also help you get more favorable terms, like lower interest rates, on money you ...
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