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"The average person only gets approved for 30 pecent of the credit cards they apply for, and then you've got that hard inquiry but didn't get credit," points out Lull.
You might discover your credit score doesn’t fall in the range most credit card issuers want to see (cards for excellent credit, they want to see 720 or above; some issuers make offers to ...
After applying for a credit card, your credit score will temporarily drop. ... your application — without a hard credit inquiry that can ... approved for a credit card and offered a credit limit ...
Hard credit inquiries occur when someone like a landlord or potential creditor is assessing your credit risk, and these kinds of inquiries can lower your credit score. Soft credit inquiries are ...
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4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
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