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2. How to Pull a Free Annual Credit Report - AOL

   www.aol.com/news/pull-free-annual-credit-report...

   Image Credit: Getty Images. Checking your credit is important. You want to keep tabs on your credit report so you can catch mistakes if inaccurate information finds its way onto your record.

3. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

4. What is credit history? - AOL

   www.aol.com/finance/credit-history-220213029.html

   Good credit history is a positive credit report narrative indicating responsible use of your available credit, such as paying your bills on time. Negative input, such as late payments, can stick ...

5. How to Read a Credit Report to Find the Red Flags - AOL

   www.aol.com/read-credit-report-red-flags...

   The credit report consists of five elements: personal information, credit history, credit inquiries, public records, and the credit score. In general, you should be checking the credit report for ...

6. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Length of credit history or "time in file" (15%): As a credit history ages it can have a positive impact on its FICO score. There are several metrics in this category, most significantly the average age of the accounts on a report and the age of the oldest account.

7. Experian - Wikipedia

   en.wikipedia.org/wiki/Experian

   In the United States, like the other major credit reporting bureaus, Experian is chiefly regulated by the Fair Credit Reporting Act (FCRA). The Fair and Accurate Credit Transactions Act of 2003, signed into law in 2003, amended the FCRA to require the credit reporting companies to provide consumers with one free copy of their credit report per 12-month period.