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  2. What is credit history? - AOL

    www.aol.com/finance/credit-history-220213029.html

    Your credit report contains input on your credit accounts and payments, and it helps establish your credit history. Your credit score is a numerical rating of your creditworthiness based on your ...

  3. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital. [9]

  4. What is my credit score if I have no credit history? - AOL

    www.aol.com/finance/credit-score-no-credit...

    Once you get access to a credit card, you can boost your score by keeping your credit utilization, or the amount of credit you’re using compared to your available credit, in check. For the most ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit scores are designed to measure the risk of default by taking into account various factors in a person's financial history. Although the exact formulas for calculating credit scores are secret, FICO has disclosed the following components: [8] [9] Payment history (35%): Best described as the presence or lack of derogatory information.

  6. How To Check Your Credit Score - AOL

    www.aol.com/check-credit-score-235003442.html

    Check Your Credit Score Through Your Bank. Many banks offer a free credit score service to their customers. Discover will even provide your credit score for free even if you aren’t a customer ...

  7. How length of credit history affects your credit score - AOL

    www.aol.com/finance/length-credit-history...

    Your length of credit history is somewhat minor compared with other credit score factors like payment history or credit utilization. But length of credit history accounts for 15 percent of your ...

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