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The FFELP offers four types of loans: the subsidized Federal Stafford Loans, unsubsidized Federal Stafford loans, the Federal PLUS Loan for graduate students and for parents of dependent undergraduate students, and consolidation loans. [3] The main federal student loan is the Stafford Loan. There are two types of Stafford loans: Subsidized.
Graduate PLUS is a type of federal student aid, in the form of student loans, which is available to graduate and professional students. [1] Similar to the Parent PLUS loan for parents of dependent undergraduate students , the Graduate PLUS loan is an unsubsidized federally guaranteed education loan with no annual or aggregate limits.
California, Florida, Texas, and New York represent more than 20% of all student debt ($340 billion). [15] Loan portfolio balances managed by the FSA for the Federal Family Education Loan Program are slowly and steadily shrinking as new loans offered to students by the U.S. Department of Education now originate under the FDSLP. [16]
These include graduate and undergraduate Direct Loans, Parent PLUS and Grad PLUS loans and consolidation loans, if all of the underlying consolidated loans were disbursed on or prior to June 30, 2022.
Under the plan, up to $10,000 in federal student debt relief may be offered to borrowers whose income in 2020 or 2021 was less than $125,000 (or $250,000 for households).
Financial aid is available from federal and state governments, educational institutions, and private organizations. It can be awarded through grants, loans, work-study, and scholarships. To apply for federal financial aid, students must first complete the Free Application for Federal Student Aid .
Under the Biden plan, up to $10,000 in federal student debt relief may be offered to borrowers whose income in 2020 or 2021 was less than $125,000 (or $250,000 for households).
Upward Bound (UB) is a federally funded educational program within the United States. The program is one of a cluster of programs referred to as TRIO, all of which owe their existence to the federal Higher Education Act of 1965. Upward Bound programs are implemented and monitored by the United States Department of Education. The goal of Upward ...