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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    The process varies from provider to provider, but how you file a car insurance claim usually begins with a phone call, filling out an online form or using your insurance company’s app to begin ...

  3. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    The insurance company will not pay more than $25,000 for property damage in repairs to the vehicle that the insured one hit. In the state of Indiana, the minimum liability limits are $25,000/$50,000/$10,000, [7] so there is a greater property damage exposure for only carrying the minimum limits.

  4. Property damage - Wikipedia

    en.wikipedia.org/wiki/Property_damage

    Property damage (sometimes called damage to property), is the damage or destruction of real or tangible personal property, caused by negligence, willful destruction, or an act of nature. Destruction of property (sometimes called property destruction , or criminal damage in England and Wales ) is a sub-type of property damage that involves ...

  5. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    The minimum coverage defined by German law for car liability insurance / third-party personal insurance is €7,500,000 for bodily injury (damage to people), €500,000 for property damage and €50,000 for financial/fortune loss which is in no direct or indirect coherence with bodily injury or property damage. [24] Insurance companies usually ...

  6. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.

  7. Does auto insurance follow the car or the person?

    www.aol.com/finance/does-auto-insurance-car...

    Car insurance can be complicated, since a policy may contain multiple types of coverage and have rules regarding who is covered and in what cases the auto insurance covers the car or the driver.

  8. Reckless driving - Wikipedia

    en.wikipedia.org/wiki/Reckless_driving

    ORS 811.140 Reckless driving • penalty (1) A person commits the offense of reckless driving if the person recklessly drives a vehicle upon a highway or other premises described in this section in a manner that endangers the safety of persons or property. (2) The use of the term recklessly in this section is as defined in ORS 161.085 ...

  9. Can you get insurance with a suspended license? - AOL

    www.aol.com/finance/insurance-suspended-license...

    Car insurance companies calculate a driver’s rates based on the likelihood that the driver will file a claim. Many of the reasons for license suspension may classify you as a high-risk driver ...