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Final expense insurance is a straightforward option designed to help cover end-of-life costs, such as funeral expenses, medical bills and outstanding debts.
Final expense insurance ensures that healthcare-related costs, such as medical bills and funeral expenses, do not become a burden during an already challenging time. [150] The federal Centers for Medicare and Medicaid Services (CMS) publishes an online searchable database of performance data on nursing homes. [151]
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These policies are often low face value whole life insurance policies, allowing individuals (ages 50-90) to purchase affordable insurance later in life. These may also be marketed as final expense insurance or burial insurance and usually have death benefits between $1,000 and $50,000.
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Software: Software reduces the workload, but it also can cost more in the beginning to implement. According to the Aberdeen Group's report, "Best-In-Class T&E Expense Management: How They Do It," [2] software can solve the major problems of compliance, manual labor, approval time, and the cost of expense reporting overall.
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