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  2. Accident insurance - Wikipedia

    en.wikipedia.org/wiki/Accident_insurance

    Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.

  3. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    Travel Accident (Business Trip) – the AD&D benefit is provided through an employee benefit plan and provides supplemental accident protection to workers while they are traveling on company business (the entire premium is usually paid by the employer). Dependents – Some group AD&D plans also provide coverage for dependents. [5]

  4. Group insurance - Wikipedia

    en.wikipedia.org/wiki/Group_insurance

    Group insurance is an insurance that covers a group of people, for example the members of a society or professional association, or the employees of a particular employer for the purpose of taking insurance. Group coverage can help reduce the problem of adverse selection by creating a pool of people eligible to purchase insurance who belong to ...

  5. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    Reminder: your deductible is the amount you’ll pay for certain auto insurance coverage types to kick in. For example, if you do serious damage to your car — say, you back into something large ...

  6. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    Your insurance company might refer to an insurance adjuster as a claims adjuster, but they are the same role. The adjuster investigates your coverage and insurance claim after an accident ...

  7. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  8. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    While uninsured motorist coverage is for accidents where the at-fault driver does not have an active auto insurance policy, underinsured motorist coverage will cover you if a driver hits you but ...

  9. Microinsurance - Wikipedia

    en.wikipedia.org/wiki/Microinsurance

    "General micro insurance product means health insurance contract, any contract covering the belongings, such as, hut, livestock or tools or instruments or any personal accident contract, either on individual or group basis, as per terms stated in Schedule-I appended to these regulations"; and "life microinsurance product" means any term ...

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