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SoLo Funds was founded in 2018 in New York City by Travis Holoway and Rodney Williams. [5] Holoway and Williams wanted to provide short-term and small dollar loans as an alternative to banks and high-interest credit cards. [5]
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Tonik received its rural bank license from the BSP in December 2019 and launched a pilot test of its proprietary mobile app in the fourth quarter of 2020. [8] Tonik formally launched to the Philippine market in March 2021, raking in PHP 1 billion (USD20M) in less than 1 month – a milestone which Tonik called "a historic record for any new ...