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Balance transfer cards allow you to move a credit card balance that may be subject to a high APR to a new account that features an introductory 0 percent intro APR offer. However, it’s important ...
3. Transfer the balance to the new credit card. While each credit card issuer’s balance transfer process is slightly different, it’s usually a simple process you can likely complete in a few ways:
A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.
3. Transfer the balance to the new credit card. While each credit card issuer’s balance transfer process is slightly different, it’s usually a simple process you can likely complete in a few ways:
A balance transfer is when you move credit card debt from a card with a high interest rate to one with a lower interest rate—or even a card that offers a 0% APR for an introductory period of time.
You decide to use one of your balance transfer checks to pay off a $1,000 credit card balance you’re currently carrying on Credit Card B that has a high APR. You make your balance transfer check ...
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