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  2. Securities lending - Wikipedia

    en.wikipedia.org/wiki/Securities_lending

    In finance, securities lending or stock lending refers to the lending of securities by one party to another.. The terms of the loan will be governed by a "Securities Lending Agreement", [1] which requires that the borrower provides the lender with collateral, in the form of cash or non-cash securities, of value equal to or greater than the loaned securities plus an agreed-upon margin.

  3. What is joint borrowing? - AOL

    www.aol.com/finance/joint-borrowing-190834758.html

    What joint borrowing is. If you don’t meet the application requirements for a loan or want to qualify for a better interest rate, you can co-borrow the funds with another person in a process ...

  4. Additional funds needed - Wikipedia

    en.wikipedia.org/wiki/Additional_Funds_Needed

    If the AFN (Additional Funds Needed) value comes out to be negative, this is actually a positive situation for the company! A negative AFN means that the company will not need external financing to support its growth. It indicates that the company has enough internal funds to support its projected sales growth. [1] The AFN equation is as follows:

  5. Fractional-reserve banking - Wikipedia

    en.wikipedia.org/wiki/Fractional-reserve_banking

    A bank can raise funds from additional borrowings (e.g., by borrowing in the interbank lending market or from the central bank), by selling assets, or by calling in short-term loans. If creditors are afraid that the bank is running out of reserves or is insolvent, they have an incentive to redeem their deposits as soon as possible before other ...

  6. Day count convention - Wikipedia

    en.wikipedia.org/wiki/Day_count_convention

    The need for day count conventions is a direct consequence of interest-earning investments. Different conventions were developed to address often conflicting requirements, including ease of calculation, constancy of time period (day, month, or year) and the needs of the accounting department.

  7. Borrowing money from family can be so awkward. How to have ...

    www.aol.com/uncomfortable-conversations...

    Borrowing money from family is awkward enough. But borrowing money from your parents when you are in your 60s is humiliating, Sherrie Palm told me. Palm, of Mukwonago, Wisconsin, founded the ...

  8. Borrowing base - Wikipedia

    en.wikipedia.org/wiki/Borrowing_base

    Borrowing base certificate is the official accounting document prepared by the borrower that certifies the size of the borrowing base of an organization with the previously agreed advance rates. [11] Borrowing base certificate includes a summary calculation sheet.

  9. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Other forms of secured loans include loans against securities – such as shares, mutual funds, bonds, etc. This particular instrument issues customers a line of credit based on the quality of the securities pledged. Gold loans are issued to customers after evaluating the quantity and quality of gold in the items pledged.

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