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Critical illness insurance, otherwise known as critical illness cover or a dread disease policy, is an insurance product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of an insurance policy.
A catastrophic illness is a severe illness requiring prolonged hospitalization or recovery. Examples include [ 1 ] cancer , heart attack or stroke . These illnesses usually involve high costs for patients and health insurance companies and may incapacitate the person from working, creating a financial hardship.
Intensive care medicine, usually called critical care medicine, is a medical specialty that deals with seriously or critically ill patients who have, are at risk of, or are recovering from conditions that may be life-threatening. [1]
Insurance companies might deny coverage if you have a history of life-threatening illnesses or work in a high-risk occupation. These factors can significantly impact your ability to obtain a life ...
Terminal illness insurance (known as accelerated death benefit in North America) pays out a capital sum if the policyholder is diagnosed with a terminal illness from which the policyholder is expected to die within 12 months of diagnosis by a physician who specializes in that illness or condition. The payout is still valid even if the insured ...
Human infectious diseases may be characterized by their case fatality rate (CFR), the proportion of people diagnosed with a disease who die from it (cf. mortality rate).It should not be confused with the infection fatality rate (IFR), the estimated proportion of people infected by a disease-causing agent, including asymptomatic and undiagnosed infections, who die from the disease.
An analysis of 2024 Google search data revealed the top health questions asked by Americans. A registered nurse provides answers to the seven most common inquiries.
Terminal illness or end-stage disease is a disease that cannot be cured or adequately treated and is expected to result in the death of the patient. This term is more commonly used for progressive diseases such as cancer , dementia , advanced heart disease , and for HIV/AIDS , or long COVID in bad cases, rather than for injury .