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even if consumers were victims of RFID credit card fraud or identity theft, they would not be financially liable for such credit card fraud [11] (a marketing strategy that ignores the other serious consequences to card holders after they've been associated with fraudulent transactions or have their identity stolen); [citation needed]
Card-not-present fraud increased rapidly between 2012 and 2016. [5] In the United Kingdom an increase could be seen in card not present fraud - from 750,200 reported cases in 2012, to 1,437,832 reported cases in 2016. [6] However, there are no statistics available regarding RFID skimming, as it is difficult to determine the method of card fraud ...
Keycard systems operate by physically moving detainers in the locking mechanism with the insertion of the card, by shining LEDs through a pattern of holes in the card and detecting the result, by swiping or inserting a magnetic stripe card, or in the case of RFID or NFC cards, merely being brought into close proximity to a sensor.
A contactless smart card is a contactless credential whose dimensions are credit card size. Its embedded integrated circuits can store (and sometimes process) data and communicate with a terminal via NFC. Commonplace uses include transit tickets, bank cards and passports. There are two broad categories of contactless smart cards.
Some bike lockers are operated with RFID cards assigned to individual users. A prepaid card is required to open or enter a facility or locker and is used to track and charge based on how long the bike is parked. [citation needed] The Zipcar car-sharing service uses RFID cards for locking and unlocking cars and for member identification. [68]
3-D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. The name refers to the "three domains" which interact using the protocol: the merchant/acquirer domain, the issuer domain, and the interoperability domain.
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