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A brokered CD is a certificate of deposit you buy through a brokerage firm, instead of from a bank or credit union. Like traditional CDs, you choose a term length that comes with a set interest rate.
Many of the biggest banks pay rock-bottom CD rates, although some do offer attractive APYs on one or more terms. ... bringing the federal funds rate to its current target range of 5.25-5.5 percent ...
From 2022 onwards, rates surged, with the best CD rates exceeding 5.00%, largely due to the Federal Reserve’s response to inflation. By December 2023, some banks were offering rates of 5.30% or ...
Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out a limited promotion of up to 5.25% APY on a 10-month CD at Langley Federal Credit Union and up ...
Rates for six-month CDs can outpace the average bank account, and longer terms offer rates comparable to the best high-yield savings accounts. Drawbacks of a certificate of a deposit Penalty for ...
Some of the best CD rates today include, but are not limited to, Newtek Bank, which offers the highest 6-month CD rate at 5.25% APY, and Dow Credit Union, which offers 5.00% APY on their 3-month ...
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