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2. How to refinance when you have a second mortgage - AOL

   www.aol.com/finance/refinance-second-mortgage...

   To refinance just your second mortgage, you’ll need to meet typical mortgage requirements, such as having sufficient equity, good credit and enough income to afford the new loan. Pros and cons ...

3. What is a second mortgage, and how does it work? - AOL

   www.aol.com/finance/second-mortgage-does...

   Qualifications for second mortgages vary, but many lenders prefer that you have at least 15 percent to 20 percent equity in your home. You can typically borrow up to 85 percent of your home’s ...

4. Refinancing a home equity loan: When and how to do it - AOL

   www.aol.com/finance/refinancing-home-equity-loan...

   Reverse mortgages: Seniors (those aged 62 and up) can tap into their home equity by taking out these mortgages without monthly payments; instead, the loan is repaid when the home is sold or the ...

5. Second mortgage - Wikipedia

   en.wikipedia.org/wiki/Second_mortgage

   When refinancing, if the homeowner wants to refinance the first mortgage and keep the second mortgage, the homeowner has to request a subordination from the second lender to let the new first lender step into the first lien holder position. Due to lender guidelines, it is rare for conventional loans for a property having a third or fourth mortgage.

6. Looking to refinance your FHA mortgage? Make it easier and ...

   www.aol.com/finance/looking-refinance-fha...

   Streamlined refinancing programs reduce the amount of documentation and underwriting that lenders need to do by removing requirements for appraisals and—in some cases—credit checks or income ...

7. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The plan has not passed. HARP 3.0 is expected to expand HARP's eligibility requirements to homeowners with non-Fannie Mae and non-Freddie Mac mortgages, including homeowners with jumbo mortgages and Alt-A mortgages, those whose original mortgages were stated income, stated asset, or both. [8]