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2. 8 ways to refinance a mortgage with bad credit - AOL

   www.aol.com/finance/7-ways-refinance-mortgage...

   If you have a mortgage guaranteed by the Department of Veterans Affairs (VA), you can refinance even with bad credit with an Interest Rate Reduction Refinance Loan (IRRRL), also known as a VA ...

3. Best mortgage lenders for bad credit in 2024 - AOL

   www.aol.com/finance/best-mortgage-lenders-bad...

   Here are some of the best bad credit mortgage lenders in 2024. ... 620 for conventional loans, 640 for FHA loans, 680 for VA loans. ... offers low-down payment options to assist lower-income ...

4. Don’t Waste Money: Avoid These 10 Costly Mistakes When ...

   www.aol.com/finance/10-mistakes-avoid-refinance...

   Getting Other Loans While Refinancing “Do not apply for other loans, like credit cards, cars, boats, etc.,” said Realtor Khari Washington. “Applying for other loans can lower your credit ...

5. What is negative equity? A guide to underwater mortgages - AOL

   www.aol.com/finance/negative-equity-guide...

   For example, let’s say that your current mortgage loan balance is $360,000. But your home is only worth $300,000. In that case, you would have negative equity of $60,000.

6. How to buy a house with bad credit - AOL

   www.aol.com/finance/buy-house-bad-credit...

   Key takeaways. You can get a mortgage with a credit score as low as 620, 580 or even 500, depending on the type of loan. Some mortgage lenders offer bad credit loans with more flexible qualifying ...

7. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   Take for example a house that was purchased for $160,000 but is now worth $100,000 due to the market decline. Further, assume the homeowner owes $120,000 on the mortgage. In this scenario, the loan-to-value ratio would be 120%, and if the homeowner chose to refinance, he would also have to pay for private mortgage insurance.