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  2. Grad PLUS - Wikipedia

    en.wikipedia.org/wiki/Grad_PLUS

    Lack of a credit history or insufficient credit history is not considered adverse credit. Applicants with adverse credit can provide an endorser (cosigner) who does not have adverse credit to get a PLUS loan. The federal Graduate PLUS loan is a federally guaranteed loan and must be certified by one's school of attendance.

  3. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

  4. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    Better loan approval chances: The best credit cards are typically targeted to people with scores of 670 or higher. Increased job opportunities : Employers may check your credit as part of the ...

  5. Can You Buy a Car Without Credit History or a Cosigner - AOL

    www.aol.com/buy-car-without-credit-history...

    A poor credit score can be the result of everything from making late payments on loans to simply not having much of a credit history. People with credit scores lower than 650 or 660 are considered ...

  6. How length of credit history affects your credit score - AOL

    www.aol.com/finance/length-credit-history...

    Plus, negative information on your credit report can have a bigger impact on your credit score than a young credit report or a thin credit file. It takes seven years for many types of negative ...

  7. PLUS Loan - Wikipedia

    en.wikipedia.org/wiki/PLUS_Loan

    The interest rate is currently fixed at 6.28% and charged from the date of the first disbursement until the loan is paid in full. For undergraduate students, the loan is a commitment by the parent, rather than the student. Several different repayment plans are available. Credit history is taken into account, while with Stafford loans it is not.

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