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2. Line of credit - Wikipedia

   en.wikipedia.org/wiki/Line_of_credit

   A line of credit is a credit facility extended by a bank or other financial institution to a government, business or individual customer that enables the customer to draw on the facility when the customer needs funds. A financial institution makes available an amount of credit to a business or consumer during a specified period of time.

3. Personal loan vs. personal line of credit: What’s the difference?

   www.aol.com/finance/personal-loan-vs-personal...

   From a broad perspective, a personal loan and a personal line of credit ultimately serve a similar purpose. A lender lets you borrow funds based on an agreement, and you can use those funds as you ...

4. Home equity line of credit - Wikipedia

   en.wikipedia.org/wiki/Home_equity_line_of_credit

   A home equity line of credit, or HELOC (/ˈhiːˌlɒk/ HEE-lok), is a revolving type of secured loan in which the lender agrees to lend a maximum amount within an agreed period (called a term), where the collateral is the borrower's property (akin to a second mortgage).

5. Access to finance - Wikipedia

   en.wikipedia.org/wiki/Access_to_finance

   Measuring financial access is essential for strengthening the link between theory and empirical evidence. Currently, the main proxy variables that measure financial access include: the number of bank accounts per 1,000 adults, number of bank branches per 100,000 adults, the percentage of firms with line of credit (large and small firms). [5]

6. Does My Business Need a Line of Credit or a Loan? - AOL

   www.aol.com/does-business-line-credit-loan...

   A line of credit and a loan are two common business financing tools that offer different ways to access capital. A loan provides a lump sum with fixed payments, while a line of credit offers ...

7. What documents are required for a business line of credit? - AOL

   www.aol.com/finance/documents-required-business...

   A business line of credit offers flexibility similar to a business credit card Each lender sets its own documentation requirements In addition to business documents, lenders may request ...

8. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   Common personal loans include mortgage loans, car loans, home equity lines of credit, credit cards, installment loans, and payday loans. The credit score of the borrower is a major component in underwriting and interest rates ( APR ) of these loans.

9. Business loan vs. line of credit - AOL

   www.aol.com/finance/business-loan-vs-line-credit...

   Its line of credit ranges from $10,000 to $5 million but lowers lending requirements to a credit score of 600 and $100,000 in annual revenue. Community development financial institutions (CDFIs)