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2. 7 best banks for seniors and retirees in January 2025: Ring ...

   www.aol.com/finance/best-bank-accounts-for...

   Where the national average is 0.45% at a traditional bank, yields at digital banks range from 0.5% up to 5% or more for high-yield savings and money market accounts. You won’t pay high fees.

3. Is It Better To Have a 401(k) or a High-Yield Savings Account?

   www.aol.com/finance/better-401-k-high-yield...

   Details. 401(k) High-Yield Savings Account. Early withdrawal penalty. Yes — before age 59.5. No. Tax-advantaged. Yes. No. Best for. Retirement planning. Short-term funds at any age

4. Time to move your money: January's best high-yield savings ...

   www.aol.com/finance/best-high-yield-interest...

   Find the best high-yield savings accounts to make ... As a cash management account, it provides an attractive 4.00% APY while offering a debit card that makes it easy for me to pay for everyday ...

5. Savings rates are falling, but you can still get a great ...

   www.aol.com/finance/savings-rates-falling-still...

   Here’s a great way to think about high-yield savings accounts: They’re different from regular savings accounts in the same way that sports cars perform better than regular sedans.

6. 7 common banking mistakes costing you money — and ... - AOL

   www.aol.com/finance/banking-mistakes-to-avoid...

   As of right now, many high-yield savings accounts (HYSAs) from FDIC-insured digital banks like SoFi and Upgrade are paying out annual percentage yields (APYs) of 3.80% and 4.14%, respectively. For ...

7. How much cash should you aim for in retirement? - AOL

   www.aol.com/finance/much-cash-plan-keep-hand...

   To get started, you can fund your cash account with as little as $1 and start stacking up your savings. To compare all the best savings options, you can check out Moneywise's Best High Yield ...

8. Online banks vs. traditional banks: Comparing rates, features ...

   www.aol.com/finance/online-banks-vs-traditional...

   Dig deeper: High-yield accounts vs. traditional savings account: Why it’s worth the switch Earn up to 4.14% APY on balances of $1,000 and more $0 monthly maintenance fee

9. Should You Save Money or Invest? Here's How to Decide - AOL

   www.aol.com/save-money-invest-heres-decide...

   Let's assume you have $10,000 to invest and can earn 5% APY with a savings account or 10.2% (the historical average annual rate of return for the S&P 500) by investing it. Here's how your money ...