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Screenshot of a typical SMS Banking message on a mobile screen [1] SMS banking is a form of mobile banking.It is a facility used by some banks or other financial institutions to send messages (also called notifications or alerts) to customers' mobile phones using SMS messaging, or a service provided by them which enables customers to perform some financial transactions using SMS.
On 21 June 2021, Axiata and Telenor agree to a potential merger of Celcom and Digi to create a stronger telco in Malaysia, coming after advanced discussions that took place two months earlier. [2] [3] [4] The deal was approved by both Celcom and Digi shareholders on 18 November 2022. The merged company is named CelcomDigi.
Celcom operates 2G EDGE, 4G LTE, 4G LTE-A and 5G NR networks. Celcom has broader and more extensive coverage nationwide in Malaysia, compared to other cellular operators. In 2006, Celcom claimed its dual-band GSM (900/1800 MHz) coverage had reached over 98% of Malaysia's populated area, and 100% through satellite coverage. [10]
In August 2017, MEPS merged with Malaysian Electronic Clearing Corporation Sdn Bhd (MyClear) to form Payments Network Malaysia Sdn Bhd (PayNet). With the result of the merger, PayNet is now the holding company for the PayNet Group which comprises two main subsidiaries, namely Malaysian Electronic Payment System Sdn Bhd (MEPS) and MEPS Currency ...
The major service providers for mobile cellular services in Malaysia [15] are Celcom Axiata Berhad, Digi Telecommunications Sdn Bhd, Maxis Berhad and U Mobile Sdn Bhd. The number of mobile cellular subscriptions stood at 44.601 million as at Q4 2019 with penetration rate per 100 inhabitants is 135.4%.
Xpax, launched in 2004, is Celcom (now CelcomDigi) Axiata Berhad's line of prepaid mobile plan. [ 1 ] As of December 2017, it served over 6.72 million subscribers, it comprises the majority of Celcom’s 9.56 million total subscriber base [ 2 ]
Payments Network Malaysia Sdn Bhd (PayNet) is the national payments network and shared central infrastructure for Malaysia’s financial markets. It was formed from the merger between the Malaysian Electronic Payment System (MEPS) and Malaysian Electronic Clearing Corporation Sdn Bhd (MyClear) on 1 August 2017. [ 1 ]
USSD is commonly used by prepaid GSM cellular phones to query the available balance. The vendor's "check balance" application hides the details of the USSD protocol from the user. On some pay as you go networks, such as Tesco Mobile , once a user performs an action that costs money, the user sees a USSD message with their new balance.