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  2. Mortgage loan originators: What are they and what do ... - AOL

    www.aol.com/finance/mortgage-loan-originators...

    A mortgage origination fee is a lender’s charge you pay at closing to cover the cost of initiating, processing and funding your home loan. In general, you can expect the origination fee to range ...

  3. Loan origination fees: Everything you need to know - AOL

    www.aol.com/finance/loan-origination-fees...

    Key takeaways. Origination fees are a common cost when borrowing a personal loan. Expect to pay anywhere from 1% to 10% of the total loan amount, though the exact fee varies.

  4. What is mortgage loan origination? - AOL

    www.aol.com/finance/mortgage-loan-origination...

    Mortgage origination is the process through which the lender creates your loan. ... The size of a down payment you expect to pay, and where it is coming from (such as a gift, inheritance or ...

  5. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    Loan servicing covers everything after disbursing the funds until the loan is fully paid off. Loan origination is a specialized version of new account opening for financial services organizations. Certain people and organizations specialize in loan origination. Mortgage brokers and other mortgage originator companies serve as a prominent ...

  6. Mortgage origination - Wikipedia

    en.wikipedia.org/wiki/Mortgage_origination

    In consumer lending, mortgage origination, a specialized subset of loan origination, is the process by which a lender works with a borrower to complete a mortgage transaction, resulting in a mortgage loan. A mortgage loan is a loan in which property or real estate is used as collateral.

  7. Origination fee - Wikipedia

    en.wikipedia.org/wiki/Origination_fee

    An origination fee is a payment charged for establishing a loan account with a bank, broker, or other financial service provider. [1] [2] While origination fees can be a set amount, they typically range from 1.0% to 5.0% of the loan amount, varying based on whether the loan is in the prime or subprime market. For example, an origination fee of ...

  8. Mortgage brokers: What they are and how they can help - AOL

    www.aol.com/finance/mortgage-brokers-help...

    “The compensation paid to the broker by the lender does not add a penny to the borrower’s closing costs, just like the compensation paid by the big banks to their…loan originators doesn’t ...

  9. Yield spread premium - Wikipedia

    en.wikipedia.org/wiki/Yield_spread_premium

    A yield spread premium (YSP) is the money or rebate paid to a mortgage broker for giving a borrower a higher interest rate on a loan in exchange for lower up front costs, generally paid in origination fees, broker fees or discount points.

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