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  2. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    A merchant account is a type of bank account that allows a seller, known as the merchant, to accept payments by debit or credit cards.A merchant account is established under an agreement between an acceptor and a merchant acquiring bank for the settlement of payment card transactions.

  3. Instant payment - Wikipedia

    en.wikipedia.org/wiki/Instant_payment

    Instant payment (sometimes referred to as real-time payment or faster payment) is a method of electronic funds transfer, allowing for almost immediate transfer of money between bank accounts. This was in contrast to the previous transfer times of one to three business days that had been in place until the mid-2010s.

  4. Debit card - Wikipedia

    en.wikipedia.org/wiki/Debit_card

    Most bank cards in Hong Kong for saving / current accounts are equipped with EPS and UnionPay, which function as a debit card and can be used at merchants for purchases, where funds are withdrawn from the associated account immediately. EPS is a Hong Kong only system and is widely accepted in merchants and government departments.

  5. Same-Day Debit Cards: Best Banks and Providers Where ... - AOL

    www.aol.com/same-day-debit-cards-best-002439265.html

    The bank is one of the few in the U.S. that still offers instant debit cards when you request a replacement card or open a new account at a branch. Bippus State Bank

  6. Debit Card vs. Credit Card: What’s the Difference? - AOL

    www.aol.com/finance/debit-card-vs-credit-card...

    Instant access to money in your bank account. ... This is a fee that the merchant has to pay but will often pass on to the consumer. Why Credit Card Transactions Cost More.

  7. Merchant account provider - Wikipedia

    en.wikipedia.org/wiki/Merchant_account_provider

    Merchant Account Providers give businesses the ability to accept debit and credit cards in payment for goods and services. This can be face-to-face, on the telephone, or over the internet. Credit cards have become the preferred method of payment in today's market, making a merchant account essential for most businesses.

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