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  2. Cayan - Wikipedia

    en.wikipedia.org/wiki/Cayan

    Cayan (formerly Merchant Warehouse) is a provider of payment technologies and merchant services, based in Boston, Massachusetts. The company enables payments in physical stores and mobile locations, as well as e-commerce. Cayan was acquired by TSYS in December 2017 and operates as wholly-owned subsidiary of TSYS. [citation needed]

  3. Warehouse line of credit - Wikipedia

    en.wikipedia.org/wiki/Warehouse_line_of_credit

    After an investor has been selected, the mortgage banker draws on the warehouse line of credit to fund a mortgage and sends the loan documentation to the warehouse credit-providing institution to act as a collateral for the line of credit. The warehouse lender, at this stage, perfects a security interest in the mortgage note to serve as collateral.

  4. Merchant cash advance - Wikipedia

    en.wikipedia.org/wiki/Merchant_cash_advance

    A merchant cash advance (MCA) is a type of business funding in which the funder is paid by taking a percentage of the businesses' revenues or sale proceeds. [citation needed] The term Merchant Cash Advance is commonly used to describe a variety of small business financing options characterized by purchasing future sales revenue in exchange for short payment terms (generally under 24 months ...

  5. Mortgage bankers: Who they are and what they do in home ... - AOL

    www.aol.com/finance/mortgage-bankers-home...

    Selling loans: Mortgage bankers can also sell your mortgage or the rights to service your mortgage on the secondary market. Mortgage bankers do this to free up more capital to make more loans to ...

  6. Types of mortgage lenders and how to choose - AOL

    www.aol.com/finance/types-mortgage-lenders...

    Some types of lenders, like a bank, also offer other types of loans and services, while others deal exclusively in home loans. When you apply for a mortgage, the lender assesses your ability to ...

  7. Behind on mortgage payments? 6 ways to catch up - AOL

    www.aol.com/finance/behind-mortgage-payments-6...

    Here are six options to explore: 1. Forbearance. Mortgage forbearance is a type of payment relief that temporarily suspends or reduces your payments for a set period. During this period, the ...

  8. Loan servicing - Wikipedia

    en.wikipedia.org/wiki/Loan_servicing

    Loan servicing is the process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal, and escrow payments from a borrower. In the United States, the vast majority of mortgages are backed by the government or government-sponsored entities (GSEs) through purchase by Fannie Mae, Freddie Mac, or Ginnie Mae (which purchases loans insured by the Federal Housing ...

  9. Biweekly mortgage payments: What they are and how they work - AOL

    www.aol.com/finance/biweekly-mortgage-payments...

    To make this a biweekly payment, you’d simply cut the $2,095 monthly payment in half and pay that — $1,047.50 — every two weeks. At that rate, by the end of the year, you’d have paid ...