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  2. 5 Best Same-Day Loans With Instant Approval - AOL

    www.aol.com/finance/5-best-same-day-loans...

    2. Rocket Loans. Best for 100% online loan process. Rocket is a well-known mortgage lender, but it also offers personal loans of $2,000 to $45,000 ($5,001 to $45,000 in Ohio) through Cross River Bank.

  3. LightStream - Wikipedia

    en.wikipedia.org/wiki/LightStream

    Debuting in March 2013, LightStream is a financial services technology company that provides unsecured, personal loans to people with good credit rating, through a digital process. On April 20, Truist announced that it will fold LightStream into its broader consumer business, a move designed to reduce the costs of operating a separate brand.

  4. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    The upside is some lenders offer flexible, affordable loan products with competitive rates for those with a lower income. However, before you apply, make sure you can afford the monthly payments.

  5. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

  6. LendingClub - Wikipedia

    en.wikipedia.org/wiki/LendingClub

    All loans were unsecured personal loans and could be between $1,000 - $40,000. On the basis of the borrower’s credit score , credit history, desired loan amount and the borrower’s debt-to-income ratio , LendingClub determined whether the borrower was creditworthy and assigned to its approved loans a credit grade that determined the payable ...

  7. Government-backed loan - Wikipedia

    en.wikipedia.org/wiki/Government-backed_loan

    A government-backed loan is a loan subsidized by the government, also known in the United States as a Federal Direct Loan, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates.

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