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2. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

3. How much can I borrow with a personal loan if I have ... - AOL

   www.aol.com/finance/much-borrow-personal-loan...

   Cons. No co-borrowers or co-signers. Loan origination fee of up to 10 percent. High maximum APR. How to get a loan with bad credit. Getting approved for a personal loan with bad credit may be ...

4. LendingClub - Wikipedia

   en.wikipedia.org/wiki/LendingClub

   All loans were unsecured personal loans and could be between $1,000 - $40,000. On the basis of the borrower’s credit score , credit history, desired loan amount and the borrower’s debt-to-income ratio , LendingClub determined whether the borrower was creditworthy and assigned to its approved loans a credit grade that determined the payable ...

5. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   Since inception, Lending Club's default rate ranges from 1.4% for top-rated three-year loans to 9.8% for the riskiest loans. [33] The UK peer-to-peer lenders quote the ratio of bad loans at 0.84% for Zopa of the £200m during its first seven years of lending history.

6. Best Short-Term Loans for Bad Credit - AOL

   www.aol.com/best-short-term-loans-bad-193352285.html

   You can access loans from OppLoans’ partner lenders in 40 states. Loan amounts range from $500 to $4,000, and eligibility depends on having a steady income and a checking or savings account with ...

7. Unsecured debt - Wikipedia

   en.wikipedia.org/wiki/Unsecured_debt

   The interest paid on a personal loan is in most cases higher than that payable on secured loans. [4] Consumer durable loan – In the retail sector or e-commerce, a growing number of merchants have embraced point-of-sale financing. It is commonly called consumer finance.