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  2. 5 car insurance myths — debunked: Red cars, rate negotiations ...

    www.aol.com/finance/car-insurance-myth-212820623...

    Recent data from Progressive shows a clear pattern in how age affects car insurance rates, with rates typically decreasing from ages 19 to 34 and then stabilizing or declining moderately until age 75.

  3. How to save on car insurance: 7 ways to lower your rate

    www.aol.com/finance/save-car-insurance-7-ways...

    Progressive. $1,988. $166. Allstate. $2,971. $248. USAA. $1,695. $141. 2. Take advantage of discounts. Another solid strategy when you need to know how to lower your auto insurance rate is to ...

  4. How to switch car insurance companies: 5 simple steps - AOL

    www.aol.com/finance/how-to-switch-car-insurance...

    Claims can stay on your record for three to five years, and even a minor claim can raise your rates. Increase your deductible. Raising your deductible from $500 to $1,000 can significantly lower ...

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Loan/lease payoff coverage, also known as GAP coverage or GAP insurance, [15] [16] was established in the early 1980s to provide protection to consumers based upon buying and market trends. Due to the sharp decline in value immediately following purchase, there is generally a period in which the amount owed on the car loan exceeds the value of ...

  6. Usage-based insurance - Wikipedia

    en.wikipedia.org/wiki/Usage-based_insurance

    Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.

  7. Progressive becomes the latest big insurer to flee disaster ...

    www.aol.com/finance/progressive-becomes-latest...

    Progressive’s second quarter report claims 40% of the company’s recent storm losses were in Texas — a factor that may have contributed to the company’s decision to limit policies in the ...

  8. Mann–Elkins Act - Wikipedia

    en.wikipedia.org/wiki/Mann–Elkins_Act

    The Mann–Elkins Act, also called the Railway Rate Act of 1910, was a United States federal law that strengthened the authority of the Interstate Commerce Commission (ICC) over railroad rates. The law also expanded the ICC's jurisdiction to include regulation of telephone , telegraph and wireless companies, and created a commerce court.

  9. 6 Little-Known Things That Raise Your Car Insurance Premiums

    www.aol.com/6-little-known-things-raise...

    A lower credit score can lead to a higher insurance rate, which means that a maxed-out credit card might cost you more than just interest. 2. The year, make, and model of your car