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  2. What is debt forgiveness? - AOL

    www.aol.com/finance/debt-forgiveness-202301471.html

    Debt forgiveness can offer relief from overwhelming financial burdens, but it does have downsides. ... there are a few pros and cons to consider. Pros. Loan modification may allow you to avoid ...

  3. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    You can consolidate debt through a 0 percent APR credit card or a debt consolidation loan. Debt relief describes the process of reorganizing your debt to make the monthly payments more manageable.

  4. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Debt settlement pros and cons. To determine if this payoff method is bad for your credit record or the right path toward financial peace of mind, consider the following pros and cons of debt ...

  5. These are the best debt relief options — which is right for you?

    www.aol.com/finance/different-debt-relief...

    Debt relief comes in many forms, each with different benefits and drawbacks. ... In the case of a debt consolidation loan, that monthly payment will be fixed. But keep in mind that it will include ...

  6. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    While bankruptcy might provide relief and a fresh start, certain debts may be excluded, such as student loans, alimony and older tax debt. Bankruptcy will also have a major impact on your credit ...

  7. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    Teacher Loan Forgiveness: Open to teachers who work five consecutive years at a low-income elementary or secondary school and to those who work at an educational service agency, you might qualify ...

  8. Debt consolidation vs. debt payoff vs. debt counseling: What ...

    www.aol.com/finance/debt-consolidation-vs-debt...

    "The ideal candidate for debt consolidation is someone with a credit score of at least 670 and a debt-to-income ratio of 35%, meaning the debt payments are no more than 35% of their income," says ...

  9. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

    www.aol.com/lifestyle/debt-consolidation-vs-debt...

    Understanding the difference between debt consolidation and debt settlement is crucial for managing your financial future. Let's explore these two debt management strategies to help you make an ...

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