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A homeowner association (or homeowners' association [HOA], sometimes referred to as a property owners' association [POA], common interest development [CID], or homeowner community) is a private, legally-incorporated organization that governs a housing community, collects dues, and sets rules for its residents. [1]
A worker cooperative is a cooperative owned and self-managed by its workers.This control may mean a firm where every worker-owner participates in decision-making in a democratic fashion, or it may refer to one in which management is elected by every worker-owner who each have one vote.
In the United States, most home buyers borrow money in the form of a mortgage loan, and the mortgage lender often requires that the buyer purchase homeowner's insurance as a condition of the loan, in order to protect the bank if the home is destroyed. Anyone with an insurable interest in the property should be listed on the policy.
Key takeaways. Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can help you determine how your homeowners ...
Homeowners who put down less than 20 percent on a home at the time of purchase may have to purchase home and mortgage insurance. Just like home insurance protects your financial interest, mortgage ...
Desktop publishing software can generate page layouts and produce text and image content comparable to the simpler forms of traditional typography and printing. This technology allows individuals, businesses, and other organizations to self-publish a wide variety of content, from menus to magazines to books, without the expense of commercial ...
Senator Pat Toomey (R-PA) offered an amendment that would have set up a graduated phase in of a maximum increase of 25% per year. [3] The goal of the amendment was to give people time to change their plans by moving, saving more money, getting errors related to floodplain maps worked out, and so forth. However, the amendment failed 34–65. [3]