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The financial aid limit for each program varies by school, year and more. ... Direct Unsubsidized Loan. $5,500 to $20,500 per year, depending on year in school and dependency status.
When you take out federal student loans to pay for school, you may be considering subsidized versus unsubsidized loans. Subsidized vs. Unsubsidized Loans: Which Is Better for College Borrowing ...
There are two primary sources of student loans: federal and private. Federal loans, such as direct subsidized and unsubsidized loans, are provided by the U.S. Department of Education. These loans ...
Aid for these students is primarily loans. The William D. Ford Federal Direct Loan (Direct Loan) Program: Eligible students may borrow up to $20,500 per school year. These loans are unsubsidized; Congress has determined that subsidized loans (no interest while enrolled) are only available to undergraduates.
Direct Unsubsidized: Unlike Subsidized loans, these federal loans do not require students to demonstrate financial need and they are responsible for paying interest on the loan during all periods. If the student chooses not to pay the interest while in school, the interest will accumulate and be added to the principal.
Stafford borrowers cannot exceed aggregate limits for subsidized and unsubsidized loans. For dependent undergraduates, the aggregate limit is $57,500, while subsidized loans are limited to $23,000. [79]
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