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  2. Choosing a life insurance beneficiary - AOL

    www.aol.com/finance/choosing-life-insurance...

    Primary beneficiary: A primary life insurance beneficiary is the person who will receive any death benefits when the policyholder dies. You can have multiple primary beneficiaries who each receive ...

  3. Life insurance death benefits - AOL

    www.aol.com/finance/life-insurance-death...

    At the heart of every policy is the death benefit, the payout your beneficiaries receive upon your passing. This tax-free sum can help cover funeral expenses, replace lost income and ease the ...

  4. What happens if your life insurance beneficiary dies ... - AOL

    www.aol.com/finance/happens-life-insurance...

    Primary beneficiaries: The primary beneficiary is the person who receives the death benefit when you pass. There can be more than one primary beneficiary, with each person receiving a specific ...

  5. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    Unlike traditional life insurance, which only pays out in the event of death, AD&D insurance provides additional coverage in case the insured experiences a serious injury or loses a limb or other body part due to an accident. The benefits paid out by an AD&D policy can help cover medical expenses, rehabilitation costs, and other expenses ...

  6. Beneficiary - Wikipedia

    en.wikipedia.org/wiki/Beneficiary

    A beneficiary in the broadest sense is a natural person or other legal entity who receives money or other benefits from a benefactor. For example, the beneficiary of a life insurance policy is the person who receives the payment of the amount of insurance after the death of the insured. In trust law, beneficiaries are also known as cestui que use.

  7. Whole life insurance - Wikipedia

    en.wikipedia.org/wiki/Whole_life_insurance

    In addition, the death benefit remains tax-free (meaning no income tax and no estate tax). As the cash value increases, the death benefit will also increase and this growth is also non-taxable. The only way tax is ever due on the policy is (1) if the premiums were paid with pre-tax dollars, (2) if cash value is "withdrawn" past basis rather ...

  8. What Exactly Do I Need to Know About Beneficiaries? - AOL

    www.aol.com/exactly-know-beneficiaries-132408610...

    A beneficiary is a person or entity you designate to receive the benefits of a particular account or policy after your death. Designating, reviewing and updating beneficiaries are basic tasks of ...

  9. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    Because term life insurance is a pure death benefit, its primary use is to provide coverage of financial responsibilities for the insured or his or her beneficiaries. Such responsibilities may include, but are not limited to, consumer debt , dependent care , university education for dependents, funeral costs, and mortgages .

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